Professional

Target Operations

  • Architects & engineers
  • Billing services
  • Bookkeepers
  • Claims adjusters
  • Computer systems analysis
  • Construction managers
  • Environmental consultants
  • Event planners
  • Home inspectors
  • IT consultants
  • Lawyers
  • Management consultants
  • Medical professionals
  • Property managers
  • Public relations
  • Special events
  • Sports & entertainment
  • MANY MORE!

Professional and E&O

Virtus Underwriting Group continues to provide personalized policies for a wide range of clients seeking professional liability or E&O insurance. Coverage is available for almost any industry, with in-house rating capabilities for many classes. Broad definitions of claim and loss allow for Virtus to provide coverage when and where it is needed most.

Program Details

  • Punitive damages coverage where insurable
  • Broad definition of Insureds
  • Duty to defend form
  • Split limits for each wrongful act/split limit

Directors & Officers

Virtus has the flexibility to insure the personal assets of directors and officers as well as their corporate assets in the event of claims involving many liability exposures. We seek to insure the risks involved with shareholders, mergers and acquisitions, financial restructuring and many other business-related variables.

Employment Practices Liability

At Virtus, we recognize that the influence of the service sector on our economy continues to grow, as do the exposures associated with these professions. As a result Virtus has expanded our capacity and capability within the EPLI segment. Our program provides third party coverage where available, includes a broad definition of employees, and protects against forces both within and outside the organization.

Cyber Liability

Virtus has several options to cover your insured’s cyber exposures, including network security and privacy coverage, privacy breach response costs, extortion, terrorism, and copyright/trademark infringement. Limits up to $10,000,000 are available, and coverage can be provided on a worldwide basis. Coverage can be triggered by accidental damage and administrative errors, as well as computer crimes or attacks.