Garage & Dealer Programs

Target Operations

  • Auto auctions
  • Auto or truck dealer & repair
  • Boat dealer & repair
  • Car wash / detailing
  • Consigned auto sales
  • Equipment dealer & repair
  • Heavy truck dealer & repair
  • Motorcycle dealer & repair
  • Paint & body shop
  • Parking & valet
  • RV / Trailer dealer & repair
  • Service station
  • Tire dealer


Virtus’ auto dealer program for used and non-franchised dealers is one of the strongest in our portfolio. With very low minimum premiums and strong coverage options, Virtus has the ability to write any number of auto dealer clients. We can find specialized coverage for cars, trucks, motorcycles, RVs, boats, buses, and much more. Virtus will consider auto auctions, consigned auto sales, tire dealers, and many more tough-to-place operations.

Program Details

  • $750 minimum premium
  • Package policies available
  • Dealer open lot limit: Up to $5m per location / $250k per auto
  • New ventures accepted
  • Broadened coverage, false pretense, title e∓o, etc. available


Our non-dealer coverage can be catered to fit a wide variety of garage operations including repair shops, paint & body shops, car wash & detailing, service stations, convenience stores, and much more. Virtus can package General Liability, Garagekeeper’s Coverage, and Commercial Property in order to bring robust coverage and convenience to non-dealer clients.

Program Details

  • $750 minimum premium
  • Package policies available
  • $5m limits per location
  • New ventures accepted